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Category Archives: Long Term Disability

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SSDI Offsets to Long – Term Disability Benefits in Maryland

By Steinhardt, Siskind and Lieberman, LLC |

In the 2012 case of Garcia v. The Hartford, the surviving spouse of Jose Garcia, Elvira Garcia, sued the insurance company The Hartford for a violation of ERISA. The decedent had participated in his employer’s long-term disability plan. The plan was insured and administered by The Hartford and was governed by ERISA. The purpose… Read More »

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Impact of Video Surveillance on a Maryland Long Term Disability Claim

By Steinhardt, Siskind and Lieberman, LLC |

If you make a claim for disability to an insurer, you should be aware that some insurers conduct video surveillance to assess whether you are being truthful about your injuries or disabilities. They also sometimes check on your social media updates. In a recent case a plaintiff sued Life Insurance Company of North America… Read More »

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Are Maryland Policy Holders’ Long-Term Disability Benefits Offset By Social Security Benefits?

By Steinhardt, Siskind and Lieberman, LLC |

The short answer is that it depends on the plan language. However, it is common for plans to include a provision whereby the benefits they owe a claimant will be offset by any Social Security benefits they receive. A Maryland attorney familiar with both private and government disability claims can look at the written… Read More »

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“Objective” Evidence of Disability in Maryland Long Term Disability

By Steinhardt, Siskind and Lieberman, LLC |

As we’ve mentioned in other posts, the language of your long term disability plan is controlling in Maryland. An insurer can give itself complete discretion about whether to award benefits. This is one reason it is important to look at your plan documents when you enroll in a plan, and retain an attorney as… Read More »

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Recent legal updates on disability insurance benefit claims

By Steinhardt, Siskind and Lieberman, LLC |

On December 4, 2013 attorney Keith R. Siskind attended the 26th annual ERISA Litigation Conference in New York. The conference provides an opportunity to network with other professionals and obtain updated information on recent cases and issues involving long term disability insurance benefit claims under the Employment Retirement Income Security Act. The process of… Read More »

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Get an Attorney if You Are Denied Long Term Disability Benefits

By Steinhardt, Siskind and Lieberman, LLC |

A potential client will often call seeking legal assistance regarding their denial of long term disability insurance benefits by an insurance carrier. After further inquiry it is determined that the client was denied benefits some time ago and submitted their own appeal to the insurance company which may have consisted of a letter from… Read More »

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