Category Archives: Long Term Disability
Challenges with Long-Term Disability Appeals in Maryland
It is reassuring to know that your employer-provided long-term disability benefits cover you if you suffer from a medical condition and cannot work. However, the fact that you have coverage under a policy does not automatically mean you will start receiving checks. These plans must comply with the Employee Retirement Income Security Act (ERISA),… Read More »
Disability Benefits Seminar
Keith R. Siskind, an employee disability benefits attorney with Steinhardt, Siskind and Lieberman, LLC in Glen Burnie, Maryland, continued his education in the ERISA disability benefits field by participating in the 48th Annual Insurance and Life, Health and Disability Benefits Seminar sponsored by the American Bar Association in San Diego, California. The seminar focused… Read More »
Social Media & Your Long-Term Disability Claim
reunion, you can instead catch up with childhood friends by scrolling through photographs of their recent family vacation from the comfort of your living room couch. Unfortunately, your Facebook or Instagram account can also connect you to an insurance claims adjuster scavenging for information to use against you. Online snooping is real, pervasive—and not… Read More »
Receiving Long-Term Disability Benefits for Early Onset Dementia
Dementia is a medical term for medical conditions leading to cognitive decline. The most common symptoms include memory loss, loss of balance, and problems with communication, such as speaking. By far, most people diagnosed with dementia will be 65 or older, with conditions worsening as a person ages. But younger people are increasingly being… Read More »
Avoid These Mistakes with Your Long-Term Disability Claim
If you have long-term disability insurance through work or purchased your own policy, the statistics reveal that you are in a good position for your future. Insurance experts report that one-quarter of people who are 20 years old today will be unable to work for at least a year because of a disability they… Read More »
Long-Term Disability Rights You Did Not Know You Had Under ERISA
Long-term disability insurance provides a much-needed source of financial support if you are injured or suffer from an illness that prevents you from working. As you can guess, there are many statutes and regulations that cover LTD policies. An important one is the Employee Retirement Income Security Act (ERISA), which applies to many people… Read More »
What Does Exhaust Administrative Remedies Mean For Long-Term Disability Claims?
Long-term disability insurance is a valuable employment perk that pays benefits if you suffer from a disabling medical condition and are unable to work. Not all Maryland employers offer long-term disability (LTD) insurance, but companies are bound to the requirements of the Employment Retirement Income Security Act (ERISA) when they do. Plan administrators must… Read More »
Signs Of Wrongful Denial With Long-Term Disability Claims
Many workers would consider employee perks just as important as salary, and long-term disability (LTD) benefits are a very attractive component if they are included in the plan offered by your employer. If you suffer from a medical condition and cannot work, the policy provides important financial support. Like other benefits, LTD provisions are… Read More »
5 Ways ERISA Affects Your Long Term Disability Insurance
Long term disability insurance is one of the most effective ways you can protect yourself and your family if you are unable to work, and it is also a valuable perk employers offer to attract top talent. There is the potential for abuse with respect to these policies, however, so they are subject to… Read More »
Good And Bad Reasons For Long Term Disability Denial
Many Maryland workers have health insurance and retirement benefits through their employers, but a good percentage of them do not understand their coverage for long-term disability (LTD) benefits. One important point is that the Employee Retirement Income Security Act (ERISA) applies to short- and long-term benefits for disabled employees, just as it protects your… Read More »
