Close Menu
Maryland Workers Compensation & Social Security Disability Lawyer
Schedule a Free Consultation

Maryland Workers Compensation &
Social Security Disability Lawyers

Category Archives: Long Term Disability

BusLaw3

CONTESTING SHORT TERM OR LONG TERM DISABILITY INSURANCE DENIALS

By Steinhardt, Siskind and Lieberman, LLC |

ARE YOU A VICTIM OF YOUR OWN DISABILITY INSURANCE COMPANY?  DID YOU PURCHASE SHORT TERM AND/OR LONG TERM DISABILITY INSURANCE THROUGH YOUR EMPLOYER?    DO YOU CONSIDER YOURSELF A PRODUCTIVE EMPLOYEE?   HAVE YOU DEVELOPED A SUDDEN OR CHRONIC ILLNESS WHICH CAUSED YOU TO STOP WORKING? WHAT HAPPENED NEXT?   DID YOU APPLY FOR SHORT TERM DISABILITY… Read More »

Facebook Twitter LinkedIn Google Plus
GavelBooks

Signs of Bad Faith Disability Insurance Denials that Violate Maryland Law

By Steinhardt, Siskind and Lieberman, LLC |

When you pay your premiums in full and on time, you expect your disability insurance company to uphold its side of the bargain by processing your disability claim quickly. Unfortunately, some insurers don’t comply with the Maryland Insurance Administration’s Insurer Good Faith Requirements. Not only are bad faith disability insurance practices unlawful, but they… Read More »

Facebook Twitter LinkedIn Google Plus
LongTermDisab

FAQs About Offsets for Disability Insurance Benefits

By Steinhardt, Siskind and Lieberman, LLC |

If you are or will be receiving benefits under an employer sponsored group disability plan or private disability insurance plan, you may come across “offsets” (also referred to as “deductible sources of income”) that affect the amount paid out to you. In short, offsets are terms within your policy that allow your insurance company… Read More »

Facebook Twitter LinkedIn Google Plus
SteinhardtS_Blog

ERISA and the Department of Labor

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Conference Institute for Litigating Disability Insurance Claims in Philadelphia from 2/21/18 – 2/23/18.  This seminar focused on a variety of topics regarding the filing, appealing and litigating of disability insurance claims. There is an abundance of discussion… Read More »

Facebook Twitter LinkedIn Google Plus
Chicago

Disability Insurance Claims

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Bar Association ERISA Litigation Seminar held in Chicago from June 7th through June 9th, 2017. This seminar explored a variety of topics associated with claims under the Employment Retirement Income Security Act (ERISA). The seminar was formulated… Read More »

Facebook Twitter LinkedIn Google Plus

Pursuing a Disability Insurance Claim Requires an Experienced Disability Attorney

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Conference Institute seminar on Litigating Disability Insurance Claims held in Boston on September 14 and 15, 2016. The seminar addressed multiple issues associated with disability insurance claims. These issues include the applicability of ERISA, remedies, discovery, and… Read More »

Facebook Twitter LinkedIn Google Plus
Agreement Signing

SSDI Offsets to Long – Term Disability Benefits in Maryland

By Steinhardt, Siskind and Lieberman, LLC |

In the 2012 case of Garcia v. The Hartford, the surviving spouse of Jose Garcia, Elvira Garcia, sued the insurance company The Hartford for a violation of ERISA. The decedent had participated in his employer’s long-term disability plan. The plan was insured and administered by The Hartford and was governed by ERISA. The purpose… Read More »

Facebook Twitter LinkedIn Google Plus
Video Camera

Impact of Video Surveillance on a Maryland Long Term Disability Claim

By Steinhardt, Siskind and Lieberman, LLC |

If you make a claim for disability to an insurer, you should be aware that some insurers conduct video surveillance to assess whether you are being truthful about your injuries or disabilities. They also sometimes check on your social media updates. In a recent case a plaintiff sued Life Insurance Company of North America… Read More »

Facebook Twitter LinkedIn Google Plus
x-ray

Are Maryland Policy Holders’ Long-Term Disability Benefits Offset By Social Security Benefits?

By Steinhardt, Siskind and Lieberman, LLC |

The short answer is that it depends on the plan language. However, it is common for plans to include a provision whereby the benefits they owe a claimant will be offset by any Social Security benefits they receive. A Maryland attorney familiar with both private and government disability claims can look at the written… Read More »

Facebook Twitter LinkedIn Google Plus
parchment

“Objective” Evidence of Disability in Maryland Long Term Disability

By Steinhardt, Siskind and Lieberman, LLC |

As we’ve mentioned in other posts, the language of your long term disability plan is controlling in Maryland. An insurer can give itself complete discretion about whether to award benefits. This is one reason it is important to look at your plan documents when you enroll in a plan, and retain an attorney as… Read More »

Facebook Twitter LinkedIn Google Plus
Contact Form Tab