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Category Archives: Long Term Disability

LongTermDisab

3 Facts to Help You Understand Short-Term Disability Benefits in Maryland

By Steinhardt, Siskind and Lieberman, LLC |

Americans do not tend to take much time off work throughout the year, at a rate of just 2.8 absences for the 117.4 million people employed as full-time wage and salaried workers as reported by the US Bureau of Labor Statistics. However, there are plenty of individuals who need an extended leave of absence… Read More »

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Avoid These Mistakes After a Long-Term Disability Insurance Denial

By Steinhardt, Siskind and Lieberman, LLC |

Congress passed the Employee Retirement Income Security Act (ERISA) in 1974 to protect a wide range of employee benefits, including long-term disability insurance policies. If you suffer from an illness or injury that renders you unable to work, you can file a claim to obtain essential financial support during difficult times. Unfortunately, insurance companies… Read More »

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Social Media Activity Can Impact Your Claim for Disability

By Steinhardt, Siskind and Lieberman, LLC |

Statistically speaking, there’s a good chance that you’re active on social media or at least sign into one of the many networking platforms on a somewhat regular basis. Data compiled by the Pew Research Center indicate that 70 percent of American adults use Facebook, 73 percent watch videos on YouTube, and 37 percent publish… Read More »

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CONTESTING SHORT TERM OR LONG TERM DISABILITY INSURANCE DENIALS

By Steinhardt, Siskind and Lieberman, LLC |

ARE YOU A VICTIM OF YOUR OWN DISABILITY INSURANCE COMPANY? DID YOU PURCHASE SHORT TERM AND/OR LONG TERM DISABILITY INSURANCE THROUGH YOUR EMPLOYER? DO YOU CONSIDER YOURSELF A PRODUCTIVE EMPLOYEE? HAVE YOU DEVELOPED A SUDDEN OR CHRONIC ILLNESS WHICH CAUSED YOU TO STOP WORKING? WHAT HAPPENED NEXT? DID YOU APPLY FOR SHORT TERM DISABILITY… Read More »

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Signs of Bad Faith Disability Insurance Denials that Violate Maryland Law

By Steinhardt, Siskind and Lieberman, LLC |

When you pay your premiums in full and on time, you expect your disability insurance company to uphold its side of the bargain by processing your disability claim quickly. Unfortunately, some insurers don’t comply with the Maryland Insurance Administration’s Insurer Good Faith Requirements. Not only are bad faith disability insurance practices unlawful, but they… Read More »

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LongTermDisab

FAQs About Offsets for Disability Insurance Benefits

By Steinhardt, Siskind and Lieberman, LLC |

If you are or will be receiving benefits under an employer sponsored group disability plan or private disability insurance plan, you may come across “offsets” (also referred to as “deductible sources of income”) that affect the amount paid out to you. In short, offsets are terms within your policy that allow your insurance company… Read More »

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ERISA and the Department of Labor

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Conference Institute for Litigating Disability Insurance Claims in Philadelphia from 2/21/18 – 2/23/18. This seminar focused on a variety of topics regarding the filing, appealing and litigating of disability insurance claims. There is an abundance of discussion… Read More »

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Disability Insurance Claims

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Bar Association ERISA Litigation Seminar held in Chicago from June 7th through June 9th, 2017. This seminar explored a variety of topics associated with claims under the Employment Retirement Income Security Act (ERISA). The seminar was formulated… Read More »

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Pursuing a Disability Insurance Claim Requires an Experienced Disability Attorney

By Steinhardt, Siskind and Lieberman, LLC |

Attorney, Keith R. Siskind of the Law Offices of Steinhardt, Siskind and Lieberman, LLC, attended the American Conference Institute seminar on Litigating Disability Insurance Claims held in Boston on September 14 and 15, 2016. The seminar addressed multiple issues associated with disability insurance claims. These issues include the applicability of ERISA, remedies, discovery, and… Read More »

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SSDI Offsets to Long – Term Disability Benefits in Maryland

By Steinhardt, Siskind and Lieberman, LLC |

In the 2012 case of Garcia v. The Hartford, the surviving spouse of Jose Garcia, Elvira Garcia, sued the insurance company The Hartford for a violation of ERISA. The decedent had participated in his employer’s long-term disability plan. The plan was insured and administered by The Hartford and was governed by ERISA. The purpose… Read More »

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