Close Menu
Maryland Workers Compensation Lawyer
Schedule a Free Consultation

Maryland Workers Compensation Lawyers

Category Archives: Long Term Disability

LTD_Benefit

Social Media & Your Long-Term Disability Claim

By Steinhardt, Siskind and Lieberman, LLC |

reunion, you can instead catch up with childhood friends by scrolling through photographs of their recent family vacation from the comfort of your living room couch. Unfortunately, your Facebook or Instagram account can also connect you to an insurance claims adjuster scavenging for information to use against you. Online snooping is real, pervasive—and not… Read More »

Facebook Twitter LinkedIn
Dementia

Receiving Long-Term Disability Benefits for Early Onset Dementia

By Steinhardt, Siskind and Lieberman, LLC |

Dementia is a medical term for medical conditions leading to cognitive decline. The most common symptoms include memory loss, loss of balance, and problems with communication, such as speaking. By far, most people diagnosed with dementia will be 65 or older, with conditions worsening as a person ages. But younger people are increasingly being… Read More »

Facebook Twitter LinkedIn
AvoidMistakes

Avoid These Mistakes with Your Long-Term Disability Claim

By Steinhardt, Siskind and Lieberman, LLC |

If you have long-term disability insurance through work or purchased your own policy, the statistics reveal that you are in a good position for your future. Insurance experts report that one-quarter of people who are 20 years old today will be unable to work for at least a year because of a disability they… Read More »

Facebook Twitter LinkedIn
Legal22

Long-Term Disability Rights You Did Not Know You Had Under ERISA

By Steinhardt, Siskind and Lieberman, LLC |

Long-term disability insurance provides a much-needed source of financial support if you are injured or suffer from an illness that prevents you from working. As you can guess, there are many statutes and regulations that cover LTD policies. An important one is the Employee Retirement Income Security Act (ERISA), which applies to many people… Read More »

Facebook Twitter LinkedIn
Question

What Does Exhaust Administrative Remedies Mean For Long-Term Disability Claims?

By Steinhardt, Siskind and Lieberman, LLC |

Long-term disability insurance is a valuable employment perk that pays benefits if you suffer from a disabling medical condition and are unable to work. Not all Maryland employers offer long-term disability (LTD) insurance, but companies are bound to the requirements of the Employment Retirement Income Security Act (ERISA) when they do. Plan administrators must… Read More »

Facebook Twitter LinkedIn
Legal20

Signs Of Wrongful Denial With Long-Term Disability Claims

By Steinhardt, Siskind and Lieberman, LLC |

Many workers would consider employee perks just as important as salary, and long-term disability (LTD) benefits are a very attractive component if they are included in the plan offered by your employer. If you suffer from a medical condition and cannot work, the policy provides important financial support. Like other benefits, LTD provisions are… Read More »

Facebook Twitter LinkedIn
DisabIns3

5 Ways ERISA Affects Your Long Term Disability Insurance

By Steinhardt, Siskind and Lieberman, LLC |

Long term disability insurance is one of the most effective ways you can protect yourself and your family if you are unable to work, and it is also a valuable perk employers offer to attract top talent. There is the potential for abuse with respect to these policies, however, so they are subject to… Read More »

Facebook Twitter LinkedIn
Legal15

Good And Bad Reasons For Long Term Disability Denial

By Steinhardt, Siskind and Lieberman, LLC |

Many Maryland workers have health insurance and retirement benefits through their employers, but a good percentage of them do not understand their coverage for long-term disability (LTD) benefits. One important point is that the Employee Retirement Income Security Act (ERISA) applies to short- and long-term benefits for disabled employees, just as it protects your… Read More »

Facebook Twitter LinkedIn
DeniedClaim

What To Do If Your Long Term Disability Claim Is Denied

By Steinhardt, Siskind and Lieberman, LLC |

For those who carry long term disability insurance through an employer benefits package, your policy is probably the first place you will turn if you cannot work. LTD benefits provide essential financial support when you are unable to earn an income, regardless of whether your medical condition is related to employment. These plans are… Read More »

Facebook Twitter LinkedIn
LTD

Guide To Understanding Your Long-Term Disability Insurance Policy

By Steinhardt, Siskind and Lieberman, LLC |

Disability insurance has long been an employment perk offered by Maryland companies, and data from the US Bureau of Labor Statistics (BLS) reveals that 35 percent of civilian workers have access to long-term disability insurance. If you are a policyholder, you probably understand the basics: You pay premiums to the insurer, typically on a… Read More »

Facebook Twitter LinkedIn
Contact Form Tab