Author Archives: Jay Butchko
Travel Nurse Trend: Risks Of Misclassification For Maryland Hospital Workers
There is no doubt that there have been some disruptions in the area of health care over the last few years. Some of these factors have spurred a significant increase in the use of travel nurses in Maryland hospitals. Statistics and trends indicate that more nursing professionals are on the move because of opportunities… Read More »
Facts About SSDI Benefits And Being Self-Employed In Maryland
Social Security Disability Insurance (SSDI) is a federal program intended to provide financial support to individuals who have a disabling medical condition that prevents them from working. It is one of two disability programs managed by the Social Security Administration (SSA), and SSDI is based upon your work history. You must pay into Social… Read More »
Recent Updates To SSA’s Compassionate Allowances
Individuals who suffer from disabling medical conditions will usually qualify for Social Security disability if the ailment is expected to last at least a year or lead to death. This medical requirement is a key focus, so Social Security Administration (SSA) officials are meticulous in reviewing applications. Because the lengthy process causes extreme hardship… Read More »
SSI Program Entry At Age 18: Things To Know
Supplemental Security Income (SSI) is a needs-based disability program that takes into account a person’s income and assets when determining whether to approve benefits, but the rules work differently when comparing children and adults. People under age 18 are generally not capable of earning enough to support themselves regardless of a disabling medical condition,… Read More »
Answers To Common Questions About Maryland Workers’ Comp Death Benefits
Fatal workplace accidents are the most extreme tragedy that could impact Maryland employees, and these incidents are thankfully quite rare. Data from the US Bureau of Labor Statistics (BLS) reveals there are around 80 fatal occupational injuries reported in Maryland annually, from such incidents as transportation accidents, falls, fires, explosions, and many others. Though… Read More »
Facts About Substantial Gainful Activity And Social Security Disability
If you are applying for either of the federal disability programs managed by the Social Security Administration (SSA), you have probably already discovered that complying with the strict eligibility rules is key. To qualify for benefits under Social Security Disability Insurance (SSDI), you must have accumulated sufficient credits through your work history over the… Read More »
Statistics On Transportation Accidents In The Workplace
Motor vehicle accidents are a top cause of death and disability in the US and, unfortunately, these incidents can occur at work just as easily as when you are driving for personal reasons. According to the US Bureau of Labor Statistics (BLS), there were 4,764 fatal work injuries in 2020; of these deaths, 1,778… Read More »
How Do Family Benefits Work For Social Security Disability?
When a person who has been contributing to the household becomes unable to work because of a disabling medical condition, there are consequences for entire families. The Social Security Administration (SSA) recognizes these adverse effects, which is why it is possible for family members to qualify for benefits under the Social Security Disability Insurance… Read More »
5 Ways ERISA Affects Your Long Term Disability Insurance
Long term disability insurance is one of the most effective ways you can protect yourself and your family if you are unable to work, and it is also a valuable perk employers offer to attract top talent. There is the potential for abuse with respect to these policies, however, so they are subject to… Read More »
Three Approaches SSA Uses To Evaluate Disability For SSDI/SSI
Though many factors affect eligibility for the two federal disability programs managed by the Social Security Administration (SSA), both share a common element: You must meet the medical requirement to be approved for Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). As a general rule, the SSA rules on disability require that… Read More »
