Recent Blog Posts
FAQs About Advance Designation For Social Security Disability Benefits
If you are applying for or currently receive benefits under Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you certainly understand the basics. Individuals who qualify will receive financial benefits on a monthly basis, which are intended to assist with medical care and living expenses. These amounts are directly deposited into the… Read More »
Guide To Understanding Your Long-Term Disability Insurance Policy
Disability insurance has long been an employment perk offered by Maryland companies, and data from the US Bureau of Labor Statistics (BLS) reveals that 35 percent of civilian workers have access to long-term disability insurance. If you are a policyholder, you probably understand the basics: You pay premiums to the insurer, typically on a… Read More »
5 Top Accident Risks For Maryland Warehouse Workers
At first glance, data from the US Bureau of Labor Statistics (BLS) does not raise any red flags regarding workplace injuries to Maryland warehouse employees. There are around 4,100 recordable cases of on-the-job injuries every year, just a fraction of the 64,900 total across all public and private industries. However, 3,100 of these cases… Read More »
OSHA Violations Put Maryland Construction Workers At Risk Of Serious Injury
If you guessed that the Maryland construction workplace is among the most dangerous for employees across all industries, you would be correct. According to the Occupational Safety and Health Administration (OSHA), approximately 1 in 5 fatalities in the private sector in 2019 were in construction. This figure continues a years-long trend of construction sites… Read More »
Is There An Offset If I Receive Long-Term Disability And SSDI Benefits In Maryland?
For many individuals who suffer from a disabling medical condition, there are two options they can turn to for financial assistance while unable to work: Social Security Disability Insurance (SSDI), a program administered by the federal government; and Long-term disability insurance through a private company, which may be part of your employment benefits or… Read More »
Know Your Employer’s Duties To Protect Yourself After A Workplace Accident
When you are injured in a workplace accident or develop an occupational illness, your first priorities are seeking proper medical care, getting on the road to recovery, and returning to your job as quickly as possible. Fortunately, you have support with all of these objectives through Maryland workers’ compensation laws. By following the regulations… Read More »
Understanding Maryland SSDI Claims: The Key Is Your Own Insurance
While many individuals who suffer from a disabling medical condition may qualify for benefits under the Social Security Disability Insurance (SSDI), the complex web of laws and regulations certainly does not make the claims process easy. Around 25-30 percent of all claims are denied at the initial application stage because of the complicated legal… Read More »
Answers To FAQs About Retroactive Social Security Disability Benefits
If you or a loved one suffers from a disabling medical condition, you may be looking into your options under the Social Security Disability Insurance (SSDI) program managed by the Social Security Administration (SSA). One basic requirement is that your ailment must be one that is expected to last more than a year, and… Read More »
New Law Eliminates Social Security Disability Waiting Period For ALS
The Ice Bucket Challenge of 2014 was a wildly successful social media campaign, raising substantial funds and awareness about Amyotrophic Lateral Sclerosis (ALS). However, for those who suffer from ALS and need access to Social Security disability benefits on a timely basis, a recent move by Congress will be even better news. A January… Read More »
Tips To Make Ends Meet While Awaiting SSDI/SSI Approval
If you are currently awaiting word on your application for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), you are probably well-aware that the waiting is the hardest part. There is a meticulous approval process established by the Social Security Administration (SSA), followed by the five-month waiting period if you are approved…. Read More »