Long-Term Disability (LTD) Claims

From main offices in Glen Burnie, MD, personal injury attorney Michael D. Steinhardt and his colleague Keith R. Siskind represent clients in the Baltimore/Annapolis/suburban Washington, D.C. region, and throughout Maryland with long-term disability insurance claim denials. We will file an appeal on your behalf and advocate your entitlement to benefits with the insurance carrier.

If your administrative remedies are exhausted without a favorable decision, then in most cases we will pursue your claim in federal court in order to seek the benefits your are entitled to under you policy. If you are entitled to collect let us help make sure you do.

Making the law work for you

People like to say “the law is the law” with the expectation that justice is easily served, especially when it comes to receiving benefits from a job. However, this was not always the case. Employee benefits were subject to such abuse that in 1974 Congress passed the Employee Retirement Income Security Act (ERISA) to protect employees’ benefits.

Put simply, ERISA protects employees’ rights to collect employee benefits, including pension benefits and employee benefits such as long-term disability, health insurance, life insurance, and other benefits provided at work. Long-term disability (LTD), which can provide income if you are injured or sick and unable to work, is a prominent feature of the law.

"No" is not an acceptable answer

Unfortunately, insurance companies and ERISA administrators often wrongfully deny benefits to those who are disabled. Equally as unfortunate, fighting to obtain ERISA LTD benefits requires advice and counsel from an attorney skilled in this very complex area of law. The reason is those responsible for paying the benefits have been known to use the complexity of the law to their advantage.

At Michael D. Steinhardt, P.C., our attorneys have helped people seeking LTD benefits successfully appeal and litigate their claims when they have been wrongfully denied. We believe that taking no for an answer is not acceptable when it comes to your rights. It should never be an alternative. Contact us to help if you have an LTD insurance problem.

Serving injured individuals and families throughout Maryland

Michael D. Steinhardt, P.C. represents Maryland individuals and families on Social Security disability, personal injury, wrongful death, medical malpractice, and workers compensation claims. There are no attorney fees or legal expenses unless we win your case. Call 1-886-902-4111 today or contact us online for a free initial consultation with one of our attorneys at our main offices in Glen Burnie, and satellite offices in Owings Mills, Ellicott City, Baltimore, or Annapolis.